Get cash now from your pending injury case.
Lawsuits take time. Your bills don't wait. Seam Funding advances you cash against your pending settlement — no credit check, no monthly payments, and no risk if your case doesn't win.
Seam Funding works directly with your attorney — no credit check, and nothing owed if you don't win.
How pre-settlement funding works: four steps.
No paperwork marathon. Most applicants are done with their part in a few minutes — the rest is on us.
Tell us about your case
A short form — your info, what happened, and who's representing you. About 3 minutes.
We check in with your attorney
We confirm the basics directly with your attorney's office, not with you — one less thing on your plate.
Get approved and sign
We review your case and, if approved, send your agreement to sign online — no office visit required.
Money in your account
Funds are sent as fast as 24–48 hours after signing.
If you don't win your case, you owe us nothing.
That's the whole idea. This isn't a loan — it's an advance against your case, and the risk is ours to carry, not yours. And on top of that: your payoff is always capped, and you'll see your exact maximum in writing before you sign — no matter how long your case takes, it can never grow past that.
Medical bills and rent don't wait for a lawsuit to resolve.
Personal injury cases can take months, sometimes years, to reach a fair settlement. In the meantime, life doesn't pause — and that financial pressure is exactly what pushes some people to accept a lowball offer just to make it stop.
Funding removes that pressure. It gives you and your attorney room to hold out for what your case is actually worth, instead of what you can afford to wait for.
Ready to see if you qualify?
No obligation, no credit check, and it won't affect your case.
Check if you qualifyPre-settlement funding questions, answered.
No. You'll often hear this product called a "lawsuit loan" or "settlement loan," but it's actually a non-recourse advance against your pending settlement — not a loan. There's no credit check, no monthly payments, and if you don't win your case, you owe nothing back. That last part is the key difference: a real loan has to be repaid no matter what.
No. Seam Funding has no say in your case's strategy or settlement decisions — that stays entirely between you and your attorney. We simply provide funding.
Very little. We reach out directly to confirm a few basic details about your case, and if you're approved, we send a short document for your attorney to sign alongside your own agreement.
Once your agreement is signed, funds are typically sent within 24–48 hours.
You owe nothing. This is a non-recourse advance — if there's no recovery from your case, you have no obligation to pay anything back.
Yes. Your payoff is always capped — by your agreement and, in some states, by law — no matter how long your case takes to resolve. You'll see your exact maximum in writing before you sign anything.
Plaintiffs trust Seam Funding
"Got my cash in 2 days. Super easy — they handled everything with my attorney."
"No credit check. Exactly what I needed to stay afloat while my case settled."
"They worked with my attorney directly. Professional from start to finish."